Configuring the Nokia E-Series VoIP client for Engin Australia
Since I had to look all over�for the correct settings and there was a
lot of trial and error involved (specially for the Realm). Thanks to Engin Support that finally provided this info after logging a support request.
The screenshots are from a Nokia E65, but should be applicable for similar Nokia phones.

General
Profile name: engin
Service profile: IETF
Default access point: {Your WLAN Access Point}
Public user name: sip:{phone number}@voice.mibroadband.com.au
User compression: No
Registration: When needed
Use security: No
Zero dollar minimum spend post-paid phone plans in Australia
Since I had to do some research on this topic recently, here are the results that I have found. These plans are interesting for people that do not call out a lot, but rather use the phone to be accessible.
GoMobile – Pay as you go plans
Southern Cross Telecom – Pay as you go plans
AAPT – GO15 plan (**needs to be bundled with Landline phone)
** – some conditions apply to qualify for $0 minimum spend)